Frustrated to no end

So, life is kind of sucky right now.  Marriage is awesome, so that isn’t included in the sucky part.  I’ve kind of been in a wait and see mode for a while now and I keep getting shot down with some financing for some training I’ve been wanting to take.  Needless to say my frustration level is through the roof.  I’m pursuing an aviation degree through Utah Valley State College (UVU).  After a lot of red tape, I was finally able to get some financial aid to pay for tuition and today, finally, I was able to start taking courses.  Being almost the end of October, I’m weeks behind, so now I’m playing catch up.  I’m taking 12 credits, so you can imagine how much work I have to do.  I started one of my classes as soon as I could and I was able to knock out 5 weeks.  Now I have to take a midterm.  Wow, from first day of school to midterm, in a matter of hours.  Crazy.

Now I have to find some way to finance the flight training and that is where the frustrating part comes in.  With the way the economy is right now, banks are extremely tight on lending and there is really only one institution that lends money for retraining.  Sallie Mae.  Actually I’m not sure if they really do lend money.  I’ve had to jump through so many hoops and nothing yet.  My credit isn’t great, but it isn’t bad either anymore.  I’ve spent the last 3 ½ years rebuilding it and finally have my credit score up to around 700.  Not good enough, so I gave them a co-signer with an 800+ credit score and nothing.  I get a letter saying, not enough credit history for my co-signer.  I’m thinking, what are you looking for?  The first co-signer has bought three houses, multiple cars, has always paid and has no issues for over 15 years.  How much longer do you need?  Seriously.  So, I have another person, graciously, offer to co-sign.  Same thing.  This person has a lot more credit history and the same response.  So, I try and call and get an explanation.  Nothing.  They won’t give an explanation.  So, there are a few more steps I have to take to try and prove my case, but I’m rapidly losing faith.  I don’t know what it is I’m supposed to do.  I can’t get any direction from where I’m needing it so I’m stuck out here in limbo. 

I’m pretty much at rock bottom and hella frustrated.  Trying to find a job is not easy either.  Either they want you to have a degree, which I’m working on, or I’m overqualified.  Can’t tell you how much I hate that statement.  My wife has been extremely patient, but I’m needing something now and nothing is materializing.  I’ve depleted all the savings I have and still can’t find enough to make ends meet.  Such BS. 

Sorry to rant and rave.  You probably don’t need to hear me feeling sorry for myself, so I’ll cut this off now.